Discover United Life Of Omaha: Your Insurance And Financial Partner

United of Omaha Life Insurance Company, commonly known as United Life, is an insurance company headquartered in Omaha, Nebraska. It is a subsidiary of Mutual of Omaha Insurance Company. United Life offers a variety of insurance products, including life insurance, disability insurance, long-term care insurance, and annuities.

United Life was founded in 1927 as United Benefit Life Insurance Company. In 1992, the company changed its name to United of Omaha Life Insurance Company. United Life is a Fortune 500 company and one of the largest insurance companies in the United States. The company has a strong financial rating from A.M. Best and has been recognized for its customer service.

United Life offers a variety of life insurance products, including term life insurance, whole life insurance, and universal life insurance. The company also offers a variety of riders that can be added to life insurance policies, such as accidental death and dismemberment insurance, critical illness insurance, and waiver of premium insurance. United Life's disability insurance products include short-term disability insurance, long-term disability insurance, and individual disability insurance. The company's long-term care insurance products include traditional long-term care insurance, hybrid long-term care insurance, and stand-alone long-term care insurance. United Life's annuity products include fixed annuities, variable annuities, and immediate annuities.

United Life of Omaha

United Life of Omaha is a leading provider of life insurance, disability insurance, long-term care insurance, and annuities. The company has been in business for over 100 years and has a strong financial rating from A.M. Best.

• Life insurance
• Disability insurance
• Long-term care insurance
• Annuities
• Financial strength
• Customer service

United Life of Omaha offers a variety of life insurance products, including term life insurance, whole life insurance, and universal life insurance. The company also offers a variety of riders that can be added to life insurance policies, such as accidental death and dismemberment insurance, critical illness insurance, and waiver of premium insurance. United Life of Omaha's disability insurance products include short-term disability insurance, long-term disability insurance, and individual disability insurance. The company's long-term care insurance products include traditional long-term care insurance, hybrid long-term care insurance, and stand-alone long-term care insurance. United Life of Omaha's annuity products include fixed annuities, variable annuities, and immediate annuities.

1. Life insurance

Life insurance is a contract between an insurance company and a policyholder. The insurance company agrees to pay a death benefit to the policyholder's beneficiaries if the policyholder dies during the policy term. Life insurance can provide financial security for the policyholder's family and loved ones. It can help to pay for funeral expenses, outstanding debts, and other expenses that may arise after the policyholder's death.

United Life of Omaha is a leading provider of life insurance. The company offers a variety of life insurance products, including term life insurance, whole life insurance, and universal life insurance. United Life of Omaha also offers a variety of riders that can be added to life insurance policies, such as accidental death and dismemberment insurance, critical illness insurance, and waiver of premium insurance.

Life insurance is an important part of a sound financial plan. It can provide peace of mind knowing that your loved ones will be taken care of financially if you die unexpectedly. United Life of Omaha is a trusted provider of life insurance that can help you protect your family's financial future.

2. Disability insurance

Disability insurance is a type of insurance that provides financial protection in the event that you are unable to work due to a disability. Disability insurance can help to replace lost income and cover expenses such as medical bills and rehabilitation costs.

• Income replacement
  Disability insurance can provide a monthly benefit that replaces a portion of your income if you are unable to work due to a disability. This benefit can help to cover your essential expenses, such as housing, food, and transportation.
• Medical expenses
  Disability insurance can help to cover the costs of medical treatment and rehabilitation if you are injured or become ill. This can help to reduce the financial burden of a disability.
• Vocational rehabilitation
  Disability insurance can help to cover the costs of vocational rehabilitation, which can help you to return to work after a disability.
• Other expenses
  Disability insurance can also help to cover other expenses, such as child care costs or home modifications, if you are unable to work due to a disability.

United Life of Omaha is a leading provider of disability insurance. The company offers a variety of disability insurance products that can be tailored to your individual needs. United Life of Omaha is committed to providing its customers with the best possible service and support.

3. Long-term care insurance

Long-term care insurance is a type of insurance that helps to cover the costs of long-term care, such as nursing home care, assisted living, or home health care. Long-term care insurance can be an important part of a sound financial plan, as the costs of long-term care can be significant.

United Life of Omaha is a leading provider of long-term care insurance. The company offers a variety of long-term care insurance products that can be tailored to your individual needs. United Life of Omaha is committed to providing its customers with the best possible service and support.

There are many benefits to purchasing long-term care insurance from United Life of Omaha. Some of the benefits include:

• Peace of mind knowing that you will have financial protection in the event that you need long-term care.
• Choice of coverage options to meet your individual needs and budget.
• Tax advantages that can help to reduce the cost of long-term care insurance.
• Excellent customer service from a company that is committed to providing its customers with the best possible care.

If you are considering purchasing long-term care insurance, United Life of Omaha is a great option. The company offers a variety of affordable and comprehensive long-term care insurance products that can help you to protect your financial future.

4. Annuities

Annuities are a type of financial product that provides a steady stream of income for a specified period of time or for the rest of your life. Annuities can be a valuable part of a retirement plan, as they can help to ensure that you have a reliable source of income in your later years.

• Fixed Annuities
  Fixed annuities provide a fixed rate of return for a specified period of time. This type of annuity is a good option for people who are looking for a safe and predictable investment.

  United Life of Omaha offers a variety of fixed annuities, including immediate annuities, deferred annuities, and lifetime annuities.

• Variable Annuities
  Variable annuities provide a variable rate of return, which is tied to the performance of a specific investment portfolio. This type of annuity is a good option for people who are willing to take on more risk in order to have the potential for a higher return.

  United Life of Omaha offers a variety of variable annuities, including equity-indexed annuities, balanced annuities, and asset allocation annuities.

• Immediate Annuities
  Immediate annuities begin paying out income immediately. This type of annuity is a good option for people who are looking for a source of immediate income.

  United Life of Omaha offers a variety of immediate annuities, including single-life annuities, joint-life annuities, and inflation-indexed annuities.

• Deferred Annuities
  Deferred annuities begin paying out income at a later date, such as when you retire. This type of annuity is a good option for people who are looking to save for the future.

  United Life of Omaha offers a variety of deferred annuities, including traditional IRAs, Roth IRAs, and 401(k) plans.

United Life of Omaha is a leading provider of annuities. The company offers a variety of annuity products that can be tailored to your individual needs. United Life of Omaha is committed to providing its customers with the best possible service and support.

5. Financial strength

Financial strength is a key consideration when choosing an insurance company. It is a measure of the company's ability to meet its financial obligations to its policyholders. A financially strong company is more likely to be able to pay claims promptly and in full, and is less likely to go bankrupt.

• A.M. Best rating
  

  A.M. Best is a leading credit rating agency that specializes in the insurance industry. United Life of Omaha has an A+ (Superior) rating from A.M. Best, which indicates that the company has a strong financial foundation and is able to meet its obligations to its policyholders.

• Capitalization
  

  Capitalization is a measure of a company's financial reserves. United Life of Omaha has a strong capitalization ratio, which means that the company has a sufficient amount of capital to meet its obligations to its policyholders.

• Claims-paying ability
  

  Claims-paying ability is a measure of a company's ability to pay claims promptly and in full. United Life of Omaha has a strong claims-paying ability rating, which indicates that the company is able to meet its obligations to its policyholders.

• Customer satisfaction
  

  Customer satisfaction is a measure of how satisfied customers are with a company's products and services. United Life of Omaha has a high customer satisfaction rating, which indicates that customers are happy with the company's products and services.

The financial strength of United Life of Omaha is a key reason why the company is a leading provider of insurance products. The company's strong financial foundation gives policyholders peace of mind knowing that their insurance company will be there for them when they need it most.

6. Customer service

Customer service is a critical component of any business, and it is especially important in the insurance industry. When people are looking for insurance, they want to know that they can count on their insurance company to be there for them when they need it most. United Life of Omaha is committed to providing excellent customer service to its policyholders.

• Responsiveness
  

  United Life of Omaha is committed to responding to customer inquiries promptly and efficiently. The company has a team of dedicated customer service representatives who are available to answer questions and help policyholders with their needs.

• Knowledge and expertise
  

  The customer service representatives at United Life of Omaha are knowledgeable and experienced. They are able to answer questions about the company's products and services and provide guidance to policyholders.

• Courtesy and professionalism
  

  The customer service representatives at United Life of Omaha are courteous and professional. They treat policyholders with respect and understanding.

• Problem resolution
  

  United Life of Omaha is committed to resolving customer problems quickly and efficiently. The company has a team of dedicated problem solvers who work to resolve customer issues in a timely manner.

The commitment to customer service is one of the things that sets United Life of Omaha apart from other insurance companies. The company is dedicated to providing its policyholders with the best possible experience.

FAQs about United Life of Omaha

United Life of Omaha is a leading provider of life insurance, disability insurance, long-term care insurance, and annuities. The company has been in business for over 100 years and has a strong financial rating from A.M. Best. United Life of Omaha is committed to providing its customers with the best possible products and services.

Question 1: What types of insurance products does United Life of Omaha offer?

United Life of Omaha offers a wide range of insurance products, including life insurance, disability insurance, long-term care insurance, and annuities.

Question 2: How long has United Life of Omaha been in business?

United Life of Omaha has been in business for over 100 years.

Question 3: What is United Life of Omaha's financial rating?

United Life of Omaha has a strong financial rating from A.M. Best.

Question 4: Is United Life of Omaha committed to customer service?

Yes, United Life of Omaha is committed to providing its customers with the best possible customer service.

Question 5: What are some of the benefits of purchasing insurance from United Life of Omaha?

There are many benefits to purchasing insurance from United Life of Omaha, including peace of mind, financial security, and excellent customer service.

Question 6: How can I learn more about United Life of Omaha?

You can learn more about United Life of Omaha by visiting the company's website or contacting a local agent.

United Life of Omaha is a trusted provider of insurance products that can help you protect your financial future. The company's commitment to customer service and financial strength make it a great choice for your insurance needs.

Tips from United Life of Omaha

As a leading provider of life insurance, disability insurance, long-term care insurance, and annuities for over 100 years, United Life of Omaha understands the importance of financial security and peace of mind. Here are five tips to help you plan for the unexpected and protect your loved ones:

Tip 1: Make sure you have adequate life insurance.Life insurance can help your family pay for final expenses, outstanding debts, and other costs after you die. It can also provide financial support for your loved ones if you are the primary income earner.Tip 2: Consider disability insurance.Disability insurance can provide financial protection if you are unable to work due to a disability. This can help you pay for expenses such as medical bills, mortgage payments, and car payments.Tip 3: Plan for long-term care.Long-term care insurance can help you pay for the costs of long-term care, such as nursing home care, assisted living, or home health care. This can help you protect your assets and ensure that you have the care you need.Tip 4: Save for retirement.Annuities can help you save for retirement and provide you with a steady stream of income in your later years. There are a variety of annuities available, so you can find one that meets your specific needs.Tip 5: Review your insurance coverage regularly.Your insurance needs change as you go through different stages of life. It is important to review your coverage regularly to make sure that you have the right amount of insurance to protect you and your family.By following these tips, you can help to ensure that you and your family are financially secure in the future. United Life of Omaha is committed to providing you with the best possible products and services to help you plan for the unexpected and protect your loved ones.

Summary of key takeaways or benefits:

• Life insurance can provide financial security for your family after you die.
• Disability insurance can protect you from the financial impact of a disability.
• Long-term care insurance can help you pay for the costs of long-term care.
• Annuities can help you save for retirement and provide you with a steady stream of income in your later years.
• It is important to review your insurance coverage regularly to make sure that you have the right amount of insurance to protect you and your family.

Transition to the article's conclusion:

By following these tips, you can help to ensure that you and your family are financially secure in the future. United Life of Omaha is committed to providing you with the best possible products and services to help you plan for the unexpected and protect your loved ones.

United Life of Omaha

United Life of Omaha has been a leading provider of life insurance, disability insurance, long-term care insurance, and annuities for over 100 years. The company is committed to providing its customers with the best possible products and services to help them plan for the unexpected and protect their loved ones.

United Life of Omaha's financial strength, customer service, and commitment to innovation make it a trusted choice for insurance needs. The company's wide range of products and services can be tailored to meet the specific needs of individuals and families. Whether you are looking for life insurance to protect your family's financial future, disability insurance to protect your income, long-term care insurance to protect your assets, or annuities to save for retirement, United Life of Omaha has a solution for you.

Contact United Life of Omaha today to learn more about how the company can help you protect your financial future and the well-being of your loved ones.